Dental Insurance: Don’t Lose Out on Your Benefits

dental insurance form

When it comes to money, no one likes to see it go to waste. There is nothing more frustrating than spending money on something that you never use. You may think of this in terms of food thrown away after it has molded in the fridge or a new grill that you’ve only fired up a couple of times. But what about your dental benefits? If you are paying a monthly premium for dental insurance, yet you are not taking advantage of all your dental benefits have to offer, you are merely wasting your hard-earned money.

As with most insurance policies, dental insurance tends to run through a calendar year. This means that from January 1 – December 31 of each year, you are entitled to certain paybacks regarding your oral health. During each year, most dental insurance plans cover two cleanings and dental coverage within the cost of $1,000 – $1,500 (check your policy for accurate numbers). If you do not use your dental coverage within a calendar year, it will not roll over into the following year. You will simply lose out on what you had paid for. At Peninsula Dentistry, we want to give you a friendly reminder to use your dental insurance, so you don’t lose out on your benefits!

The months of October and November are the perfect time for this reminder. There is still plenty of time left in 2019 to get the most out of your dental policy. Getting in for a regular cleaning and checkup should be pretty easy, but if you need more extensive dental work such as a root canal, bridge, etc., it will become more difficult. With many dental patients waiting until the end of the year to maximize their benefits, appointment times will be filling up quickly. Now is the time to call.

When you keep in mind that you are paying out money each month towards dental benefits, it will be less likely that you will waste this money. Also, keep in mind that regular dental visits generally prevent serious dental issues from arising. At Peninsula Dentistry, we provide exceptional care. Call us today to schedule an appointment.

Posted on behalf of Peninsula Cosmetic & Family Dentistry

538 Savannah Hwy
Charleston, SC 29407

Phone: (843) 507-5481

FAX: (843) 577-4653


Monday - Thursday 8am - 5pm
Lunch break: 1pm - 2pm

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Dentistry should be as affordable as it is high-quality. At Peninsula Cosmetic & Family Dentistry, we firmly believe that the terms of a dental insurance plan (or lack thereof) should not dictate the quality of care our patients deserve. That’s why we are pleased to offer our in-house savings plan. Now, patients who are uninsured can STILL save on general, preventative, and even ortho services!

Our Patients Testimonials

Our Patients Reviews

Absolutely phenomenal dental office. Not only are the dentists outstanding at their craft but, like every person in the office, they are incredibly friendly and genuine. And that is so important. I earnestly recommend Peninsula if you are looking for the highest quality care, expertise and, equally important, quality people. I would give them 10 stars if I could.
Matthew W. L.
The BEST dentist. Megan the hygienist is always so professional and thorough! Every time I have a visit here the staff from the front desk to back are always so efficient and courteous. Dr. McPherson is an amazing dentist and always takes time to explain everything in a way that makes sense. I will only go to Peninsula for all my dental needs!
Dana M.
Excellent staff and excellent experience from entering until leaving. Dr. McPherson is terrific!! Her assistant Kate is very knowledgeable and caring. I felt like I had two dentist attending to me. This was my first visit to this practice. I’ll always remain a patient due to my experience
John C.

Meet Our Doctors

Dr. James B. Wisner

Dr. James B. Wisner was raised in Charleston and attended Porter-Gaud High School. He graduated from The Honors College at The University of South Carolina in 1996 and received his D.M.D. degree in 2002 from the Medical University of South Carolina’s College of Dental Medicine.

Dr. Wisner served in Las Vegas, Nevada and Spangdahlem, Germany as a Captain in the United States Air Force for three years where he completed an AEGD residency and was certified in Intravenous Conscious Sedation.

Dr. Caitlin McPherson

Dr. Caitlin McPherson was born and raised in Charleston, South Carolina. A graduate of Porter Gaud High School, she went on to receive her Bachelors of Science from Clemson University’s Calhoun Honors College. Dr. McPherson earned her Doctorate of Dental Medicine from the Medical University of South Carolina’s College of Dental Medicine. She is an active member of The American Dental Association and The Academy of General Dentistry.

Dr. McPherson performs all aspects of general dentistry and is Invisalign certified. Dr. McPherson especially enjoys treating pediatric patients.


538 Savannah Hwy
Charleston, SC 29407

Phone (843) 507-5481
Fax (843) 577-4653

Opening Hours

Monday - Thursday 8am - 5pm
Lunch break: 1pm - 2pm

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